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Medicare Advantage
Montgomery County
Virginia

Enrollment Period for Medicare Advantage plans for January 1, 2011 coverage is from November 15, 2010, to December 31, 2010. Please remember to enroll in time for processing if you want coverage to begin January 1, 2011.

From January 1, 2011 to February 14, 2011, you may switch from Medicare Advantage to Original Medicare but not from one Medicare Advantage plan to another Medicare Advantage plan and not from Original Medicare to Medicare Advantage.

Annual Election Period for Medicare Advantage in 2011 is between October 15, 2011, and December 7, 2011, for coverage beginning January 1, 2012.

Medicare Advantage plans must offer at least the same level of benefits as Original Medicare. Visit the Medicare Advantage websites and telephone the Medicare Advantage insurance companies to compare plans and coverages for basic dental, annual checkups, prescription drug and prescription drug gap coverage, hospitalization, screenings, and other benefits offered above Original Medicare.

Medicare Advantage 2011
Part C

Part C Plans	Type	Premium	Drugs	Doctor	Vision	Dental
AARP Medicare Complete Plus (HMO-POS) (H7187-003) SecureHorizons by UnitedHealthcare	Health Maintenance Organization with Point of Sale option - Let's you go outside the HMO system	$0	Yes	Any Doctor	Not Covered	Not Covered
Carilion Clinic Medicare Health Plan Bronze (HMO) (H8050-005-0) Carilion Clinic Medicare Health Plan	Health Maintenance Organization	$0	Yes	Plan Doctors Only	Not Covered	Not Covered
HumanaChoice (Regional PPO) (R5826-063-0) Humana Insurance Company	Preferred Provider Organization	$0	No	Any Doctor	Discounted at certain vendors	Discounted at certain vendors
Carilion Clinic Medicare Health Plan Silver (HMO-POS) (H8050-006-0) Carilion Clinic Medicare Health Plan	Health Maintenance Organization with Point of Sale option - Let's you go outside the HMO system	$30.00	Yes	Any Doctor	Not Covered	Not Covered
HumanaChoice (Regional PPO) (R5826-079-0) Humana Insurance Company	Preferred Provider Organization	$58.00	Yes, and gap coverage of "a minimum of 7% coverage on generics and nearly 50% discount on brand-name medicines."	Any Doctor	Discounted at certain vendors	Discounted at certain vendors
Carilion Clinic Medicare Health Plan Gold (HMO-POS) (H8050-001-0) Carilion Clinic Medicare Health Plan	Health Maintenance Organization with Point of Sale option - Let's you go outside the HMO system	$60.00	Yes	Any Doctor	Not Covered	Not Covered
HumanaChoice (Regional PPO) (R5826-003-0) Humana Insurance Company	Preferred Provider Organization	$64.00	Yes, and gap coverage of "a minimum of 7% coverage on generics and nearly 50% discount on brand-name medicines."	Any Doctor	Discounted at certain vendors	Discounted at certain vendors
Carilion Clinic Medicare Health Plan Platinum (HMO-POS) (H8050-007-0) Carilion Clinic Medicare Health Plan	Health Maintenance Organization with Point of Sale option - Let's you go outside the HMO system	$142.00	Yes	Any Doctor	Not Covered	Not Covered

Any willing doctor: Private-fee-for-service (PFFS) doctors who are in the Medicare program do not have to accept Medicare Advantage patients.

Medicare Advantage 2010
Part C

Part C Plans	Type	Premium	Drugs	Doctor	Vision	Dental
CIGNA Medicare Access Plus RX Plan Two (PFFS) (H2762-042) CIGNA Medicare Access	Private Fee For Service	$0	Yes	Any Willing Doctor	Covered	Covered
AARP Medicare Complete Plus (HMO-POS) (H7187-003) SecureHorizons by UnitedHealthcare	Health Maintenance Organization with Point of Sale option - Let's you go outside the HMO system for an additional cost	$0	Yes	Plan Doctors Only (some exceptions)	Covered	Covered (for an extra cost)
SecureHorizons MedicareDirect Rx Plan 55 (PFFS) (H5435-024) SecureHorizons by UnitedHealthcare	Private Fee For Service	$0	Yes	Any Willing Doctor	Covered	Not Covered
Carilion Clinic Medicare Health Plan (HMO) (H8050-005) Carilion Clinic Medicare Health Plan	Health Maintenance Organization	$0	Yes	Plan Doctors Only	Not Covered	Not Covered
CIGNA Medicare Access Plan One (PFFS) (H2762-020) CIGNA Medicare Access	Private Fee For Service	$0	No	Any Willing Doctor	Covered	Covered
HumanaChoice (Regional PPO) (R5826-063) Humana Insurance Company	Preferred Provider Organization	$0	No	Any Doctor	Covered	Covered
SecureHorizons MedicareDirect Plan 2 (PFFS) (H5435-002) SecureHorizons by UnitedHealthcare	Private Fee For Service	$0	No	Any Willing Doctor	Covered	Not Covered
SmartValue Classic (PFFS) (H1689-012) Anthem Blue Cross and Blue Shield	Private Fee For Service	$15.00	No	Any Willing Doctor	Covered	Not Covered
Humana Gold Choice (PFFS)) (H2944-104) Humana Insurance Company	Private Fee For Service	$19.00	No	Any Willing Doctor	Covered (for an extra cost)	Covered (for an extra cost)
Humana Gold Choice (PFFS) (H2944-097) Humana Insurance Company	Private Fee For Service	$22.00	Yes	Any Willing Doctor	Covered (for an extra cost)	Covered (for an extra cost)
Carilion Clinic Medicare Health Plan 30 (HMO-POS) (H8050-006) Carilion Clinic Medicare Health Plan	Health Maintenance Organization with Point of Sale option - Let's you go outside the HMO system for an additional cost	$30.00	Yes	Plan Doctors Only (some exceptions)	Not Covered	Not Covered
SmartValue Plus (PFFS) (H1689-013) Anthem Blue Cross and Blue Shield	Private Fee For Service	$34.50	Yes	Any Willing Doctor	Covered	Not Covered
Humana Gold Choice (PFFS) (H2944-078) Humana Insurance Company	Private Fee For Service	$40.00	Yes	Any Willing Doctor	Covered (for an extra cost)	Covered (for an extra cost)
CIGNA Medicare Access Plan Three (PFFS) (H2762-024) CIGNA Medicare Access	Private Fee For Service	$45.00	No	Any Willing Doctor	Covered	Covered
HumanaChoice (Regional PPO) (R5826-079) Humana Insurance Company	Preferred Provider Organization	$56.00	Yes	Any Doctor	Not Covered	Not Covered
Carilion Clinic Medicare Health Plan 60 (HMO-POS) (H8050-001) Carilion Clinic Medicare Health Plan	Health Maintenance Organization with Point of Sale option - Let's you go outside the HMO system for an additional cost	$60.00	Yes	Plan Doctors Only (some exceptions)	Covered	Not Covered
Today's Options Value (PFFS) (H5421-165) Universal American	Private Fee For Service	$65.00	No	Any Willing Doctor	Covered	Not Covered
HumanaChoice (Regional PPO) (R5826-003) Humana Insurance Company	Preferred Provider Organization	$72.00	Yes	Any Doctor	Not Covered	Covered
Today's Options Value powered by CCRx (PFFS) (H5421-166) Universal American	Private Fee For Service	$76.00	Yes	Any Willing Doctor	Covered	Not Covered
CIGNA Medicare Access Plus RX Plan Four (PFFS) (H2762-050) CIGNA Medicare Access	Private Fee For Service	$85.00	Yes	Any Willing Doctor	Covered	Covered
Today's Options Premier (PFFS) (H5421-163) Universal American	Private Fee For Service	$104.00	No	Any Willing Doctor	Covered	Not Covered
Today's Options Premier powered by CCRx (PFFS) (H5421-164) Universal American	Private Fee For Service	$151.00	Yes	Any Willing Doctor	Covered	Not Covered

Any willing doctor: Private-fee-for-service (PFFS) doctors who are in the Medicare program do not have to accept Medicare Advantage patients.

Above 2010 Medicare Advantage
With Drug Gap Coverage
Part C

The following plans have no annual drug deductible

Part C Plans	Drug Gap Coverage	Premium with Gap Coverage	Premium Without Gap Coverage
Humana Gold Choice (PFFS) (H2944-097-0) Humana Insurance Company	"Few Generics and Few Brands"	$42.70	$22.00
SmartValue Plus (PFFS) (H1689-013-0) Anthem Blue Cross and Blue Shield	"Many Generics"	$40.20	$34.50
Humana Gold Choice (PFFS) (H2944-078-0) Humana Insurance Company	"Few Generics and Few Brands"	$63.30	$40.00
Humana Choice (Regional PPO) (R5826-003-0) Humana Insurance Company	"Few Generics and Few Brands"	$111.20	$72.00
Today's Options Premier powered by CCRx (PFFS) (H5421-164-0) Universal American	"All Generics"	$195.10	$151.00

Medicare Advantage Montgomery County Virginia

Medicare Advantage 2011 Part C

Medicare Advantage 2010 Part C

Above 2010 Medicare Advantage With Drug Gap Coverage Part C

Medicare Advantage
Montgomery County
Virginia

Medicare Advantage 2011
Part C

Medicare Advantage 2010
Part C

Above 2010 Medicare Advantage
With Drug Gap Coverage
Part C